Product Information

BEA (MPF) Personal Account

Important

BEA (MPF) Master Trust Scheme, BEA (MPF) Value Scheme and BEA (MPF) Industry Scheme (collectively "BEA MPF") offer different Constituent Funds (i) investing in one or more approved pooled investment funds and/or approved index-tracking funds which invest in equities or bonds; or (ii) making direct investments. Each Constituent Fund has a different risk profile.
The BEA (MPF) Conservative Fund under BEA (MPF) Master Trust Scheme, BEA MPF Conservative Fund under BEA (MPF) Value Scheme and BEA (Industry Scheme) MPF Conservative Fund under BEA (MPF) Industry Scheme do not provide any guarantee of the repayment of capital.
You should consider your own risk tolerance level and financial circumstances before investing in the MPF default investment strategy ("DIS"). You should note that the BEA (MPF) Core Accumulation Fund and the BEA (MPF) Age 65 Plus Fund under BEA (MPF) Master Trust Scheme; the BEA Core Accumulation Fund and the BEA Age 65 Plus Fund under BEA (MPF) Value Scheme; and the BEA (Industry Scheme) Core Accumulation Fund and the BEA (Industry Scheme) Age 65 Plus Fund under BEA (MPF) Industry Scheme (collectively the "DIS Funds") may not be suitable for you, and there may be a risk mismatch between the DIS Funds and your risk profile (the resulting portfolio risk may be greater than your risk preference). You should seek financial and/or professional advice if you are in doubt as to whether the DIS is suitable for you, and make the investment decision most suitable for you taking into account your circumstances.
You should note that the implementation of the DIS may have an impact on your MPF investments and accrued benefits. You should consult with the Trustee if you have doubts on how you are being affected.
Investment involves risks. You should consider your own risk tolerance level and financial circumstances before making any investment choices. In your selection of Constituent Funds, if you are in doubt as to whether a certain Constituent Fund is suitable for you (including whether it is consistent with your investment objectives), you should seek financial and/or professional advice and choose the Constituent Fund(s) most suitable for you taking into account your circumstances.
You should not invest based on this website alone. Investments inherently involve risk and the unit prices of the constituent funds may go down as well as up. Past performance of the constituent funds is not indicative of future performance. For further details including the product features, fees and charges, and the risk factors involved, please refer to the MPF Scheme Brochure of the relevant scheme.
Important - If you are in doubt about the meaning or effect of the contents of the MPF Scheme Brochure, you should seek independent professional advice.

Manage Your MPF Personal Account

Every time you change job, you might have a new MPF account. Changing jobs frequently can result in multiple new MPF accounts. You may even lose track of how many accounts you have and which schemes the various accounts belong to, making it difficult to effectively manage your MPF schemes.

Open a Personal Account now and take a step towards ensuring that your accrued benefits are working with you to reach your retirement goals. The Personal Account under any BEA MPF helps you to manage your wealth effectively by enabling you to consolidate accrued benefits under one account. Following the launch of the Employee Choice Arrangement on 1st November, 2012, you may also consolidate accrued benefits derived from your previous employment and mandatory contributions made by you from your current employment to BEA MPF for easy management.

Key Features

A wide selection of constituent funds We offer a wide range of constituent funds from which you can choose, which including mixed assets funds, equity funds, bond funds and money market funds. For your flexibility, you can switch constituent funds on the eMPF Platform as often as you like, free of charge.
Regular constituent fund & market updates To keep you well informed, we will provide you regular constituent fund and market updates in our monthly investment summary reports and quarterly fund fact sheets, plus an annual benefit statement which can be viewed on the eMPF Platform. You will also be invited to attend our investment seminar where you can obtain in-depth information on hot topics from market experts.
Multi-channel account enquiries You can manage your Personal Account anytime on the eMPF Platform. In addition, you can check your balance on your Personal Account anytime anywhere via the internet or BEA Mobile by registering for the BEA Online Services¹. Besides eMPF Service Centres, you can also visit the the BEA MPF Administration Centre, or any BEA branch, i-Financial Centre, or SupremeGold Centre for comprehensive MPF services.

¹ To register for the BEA Online Services (MPF/ORSO), you can simply calling the BEA (MPF) Hotline on +852 2211 1777 (Operated by the Bank of East Asia (Trustees) Limited). You can also complete and return us the BEA Online Services (MPF/ORSO) Application Form (TR223) for account opening.

Account Management Forms

You can proactively manage your personal accounts taking into account your circumstances.

Circumstances	Relevant Forms
Apply for a personal account under BEA MPF	BEA (MPF) Master Trust Scheme/ BEA (MPF) Value Scheme/ BEA (MPF) Industry Scheme Personal Account Member Application Form
Employee ceasing employment, personal account holder or self-employed person	Scheme Member's Request For Fund Transfer Form [FORM MPF(S) - P(M)]
Transfer accrued benefits from a contribution account in a scheme under current employment to an account in a scheme elected by the employee during employment	Employee Choice Arrangement (ECA) - Transfer Election Form [FORM MPF(S) - P(P)]
Consolidate multiple personal accounts into one account	Scheme Member's Request for Account Consolidation Form [FORM MPF(S) - P(C)]

For customers who would like to make any of the above instructions, please download and complete the designated MPF administration form on the eMPF Platform and submit it to the Platform.

For enquiries about the operation of eMPF Platform, you can reach out to the eMPF Hotline on 183 2622 or send an email to enquiry@support.empf.org.hk. You can also visit their website (www.empf.org.hk) for more information.

Should you have any enquiries about the product or MPF scheme-specific information, please contact BEA (MPF) Hotline on +852 2211 1777 (Operated by Bank of East Asia (Trustees) Limited).

MPF scheme provider: The Bank of East Asia, Limited
Issuer: Bank of East Asia (Trustees) Limited