Key Facts Statement/Schedule of Fees and Charges
Cash Rebate Reward
- Every HK$250 in retail spending = HK$1 cash rebate1,2
- Cash Rebate Limited Time Offer: Enjoy up to 15% cash rebate for your local and Macau spending with contactless payment in physical stores. For details please here.
Airport Lounges Access in Japan and Hawaii
BEA JCB Platinum cardholder can enjoy maximum 6 times airport lounges access in Japan and Hawaii (“airport lounge access”) during 1 April 2026 to 31 March 2027 (“service period”) by fulfilling either requirement as follows.
Requirement 1:
BEA JCB Platinum cardholder can enjoy complimentary airport lounges access at usage period listed in below table by making at least one retail transaction in Japanese Yen at physical stores in Japan (regardless spending amount) (“eligible transaction”) during corresponding transaction period.
Requirement 2:
If there is no eligible transaction during the corresponding transaction period, a service fee at HK$78 is charged per visit. The fee will be deducted from designated credit card account within 6 months after usage period in each quarter.
| Usage Period of Airport Lounges Access ("usage period") |
Eligible transaction in Japanese Yen at physical stores in Japan during corresponding transaction period (“transaction period”) |
| 1 April 2026 – 30 June 2026 |
1 March 2026 to 30 June 2026 |
| 1 July 2026 – 30 September 2026 |
1 June 2026 to 30 September 2026 |
| 1 October 2026 – 31 December 2026 |
1 September 2026 – 31 December 2026 |
| 1 January 2027 – 31 March 2027 |
31 December 2026 – 31 March 2027 |
Example:
| Mr. Chan used Airport Lounges Access in Japan and Hawaii at below dates |
Mr. Chan has to make at least 1 eligible transaction in Japanese Yen at physical stores in Japan during below transaction period |
Whether fulfil requirement 1 or 2 |
Airport lounge access entitlements during service period |
No. of visit cardholder used during service period |
Remaining quota |
| No usage |
No spending |
N/A |
6 times |
0 time |
6 times |
| 9 April 2026 |
1 March 2026 to 30 June 2026 |
✓ fulfill eligible transaction during corresponding transaction period
-> free of charge |
1 time |
5 times |
| 9 May 2026 |
No spending |
× fulfill eligible transaction during corresponding transaction period
-> a service fee HK$78 for each time has to be paid |
1 time |
4 times |
| 10 July, 3 August 2026 |
1 June 2026 to 30 September 2026 |
✓ fulfill eligible transaction during corresponding transaction period
-> free of charge |
2 times |
2 times |
| 7 October, 3 December 2026 |
No spending |
× fulfill eligible transaction during corresponding transaction period
-> a service fee HK$78 for each time has to be paid x 2 times |
2 times |
0 time |
6 times quota for airport lounges access during service period were used up.
A standard price will be charged if continue to use. |
LoungeKey™ Services (lounges outside of Japan and Hawaii)
BEA JCB Platinum cardholder can enjoy 2 times complimentary access to the lounges of LoungeKey™ Services in oversea during 1 January to 31 December 2026.
Selected JCB privileges in Japan+
- Travel Privilege
- Enjoy 5% off on the basic car rental fee (excluding tax) when you book a car on the corresponding TOYOTA Rent a Car campaign page and pay locally, please click here for details
- Shopping Privilege
- Save up to 7% at Japan's major drugstores, please click here for details
- 5% discount in addition to 10% tax free at Japan's Biggest Electronics and Home Appliance Stores, please click here for details
+For more details, please visit https://www.specialoffers.jcb/en/campaign/d/east-asia/japan/
Entertainment Privileges
- Priority booking service for spectacular concerts
Remarks:
1. Terms and Conditions apply to the cash rebate. Please click here for details.
2. Insurance premium transaction will not be eligible for Bonus Points/cash rebate.
3. Terms and Conditions apply to Airport Lounges Access in Japan and Hawaii and LoungeKey Services. Please click here for details.
