The Bank of East Asia

Insurance, MPF & Trust

Underwritten by Blue Cross (Asia-Pacific) Insurance Limited

Every year, a large number of Hong Kong students leave to study overseas. Many students feel helpless in the face of potential illness or accidents when alone in a foreign country. Overseas Study Protection Insurance is here to safeguard them in every possible way while they are studying abroad, providing comprehensive worldwide protection against sickness or unexpected accidents. What’s more, it covers all leisure trips taken while studying abroad, ensuring a worry-free time of study and travel.

Plan Highlights

  • Overseas Medical Expenses up to HK$1,200,000 and Follow-up Medical Expenses within 90 days after returning to Hong Kong (only applies to the Premier Plan)
  • 24-hour Worldwide Emergency Aid services, including unlimited coverage for emergency evacuation and repatriation to Hong Kong (such expenses will not be deducted from the benefit amount under Medical Expenses Benefit)
  • Personal Accident Benefit up to HK$1,200,000, covering various types of permanent disablement and major burns
  • Coverage for Cancellation of Study, Study Interruption and Education Fund Benefits
  • Coverage for Personal Liability Benefit up to HK$2,000,000
  • Two options of period of insurance: 1-year or 2-year
  • Up to 15% premium discount
  • Simple online enrolment: policy issued instantly with email and SMS confirmation
  • No deductible for all benefits

Blue Cross Customer Service Hotline 2839 6377

This webpage is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. Should there be any discrepancy between the English and the Chinese versions of this material, the English version shall apply and prevail. All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.

The insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. The insurance plan is a product of Blue Cross but not BEA. All benefits payable under the insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

BEA’s sales staff (including direct sales staff and authorised agents) are remunerated not only based on their financial performance, but also according to a range of other factors, including their adherence to best practices and their dedication to serving customers’ interests.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.