Credit Cards

New Credit Card Customer+ who apply for BEA Dual Credit Card via the BEA website during the designated promotional period have chance to earn extra bonus points that can be redeemable for 8,000 milles:

Flash Miles Gameplay： Applicants must apply for a BEA Dual Credit Card via the BEA Website application form. Apply via the designated channel code and enter the specified promotion code "BEAFLASH". Successfully approved and activate 2 Credit Cards on or before the designated date. Enjoy 8,000 miles^ (converted from Bonus Points) by reaching HK$1,000 or above in Eligible spending within calendar 30 days from the date of card issuance with your BEA World Mastercard (at least one eligible transactions must be made via mobile payment*). Must complete registration for the designated promotion "BEA Credit Card Flash Miles Offer – Earn extra Bonus Points, Redeemable for Up to 8,000 Miles” via the BEA Mall App and submit a correct Cathay membership number within 30 calendar days from the date of card issuance. Seize this Flash Offer to quickly earn extra bonus points to redeem miles! For details of Terms and Conditions, please refer here. * Converted from Bonus Points. ^ Mobile payments only accept eligible spending completed via Apple Pay and/or Google Pay.

⁺ "New Credit Card Customer" refers to principal card applicants who have not held any BEA Credit Card (excluding the BEA Corporate Card, all co-branded/affinity cards, supplementary cards and selected customers) in the 6 months prior to the application submission and approval date.

Remarks:

1. The Welcome Offer is only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all cobranded/ affinity cards, supplementary cards and selected customers) in the 6 months prior to the application submission and approval date ("Eligible Customer").
2. BEA World Mastercard reach HK$5,000 or above in Eligible Spending AND BEA GOAL Credit Card reach HK$5,000 or above Eligible Spending to enjoy up to 1,000 cash rebate. If only once principal card is approved, Eligible Customer will be entitled to that approved card's Welcome Offer only.  For details of Welcome Offer, please refer to Terms and Conditions.
3. Registration of "Designated World Mastercard Spending up to 12.5X Bonus Points" through BEA Mall App is required; the 5% rebate is calculated based on the preferentials redemption rate of designated rewards.

All customers are entitled to annual fee waiver for the first year.

To borrow or not to borrow? Borrow only if you can repay!