Cash Advance

Remarks:

1. When making a local or overseas cash advance/fund transfers ("Cash Advance") transaction in connection with BEA credit card, The Bank of East Asia, Limited ("BEA") will charge the cardholder a Cash Advance Fee, which is equivalent to 5% of the withdrawal amount per transaction (minimum: HK$/CNY100).

2. The cardholder should ensure that the relevant BEA credit card account has a sufficient available credit limit for the Cash Advance transaction and the related handling fee.

3. When a Cash Advance transaction is made, a finance charge will be imposed on the Cash Advance amount on a daily basis from the transaction date until payment in full, as per the finance charge for cash advances specified in the Key Facts Statement/Schedule of Fees & Charges on BEA Credit Card Services. The current annualised percentage rate ("APR") for cash advances are listed below. These rates will be reviewed from time to time.

   a. For BEA CENTENNIAL World Elite Mastercard: The cash advance APR is currently 5.04% (monthly rate at 0.34%).

   b. For other BEA credit cards: The cash advance APR is currently 35.91% (monthly rate at 2.42%).

4. Terms and conditions apply. For more details, please click here。