1. Welcome Offer are valid between 1st April, 2024 and 30th June, 2024. Customers are required to apply for the BEA AIA Credit Card on or before the Promotional Period, and spend HK$3,000 or above within two months of its issue date.

2. The personalised preferential monthly flat rate of 0.165% only applies to the cardholders who apply AIA Premium Instalment by using BEA AIA Credit Card with a repayment period of 12 months. The monthly flat rate of 0.165% is equivalent to an annualised percentage rate (“APR”) of 3.78%, which is calculated according to the premium amount of HK$120,000 with a monthly flat rate of 0.165%, a repayment period of 12 months and a HK$50 handling fee. The APR is calculated according to the standard method set out in the Code of Banking Practice, and is rounded up or down to the nearest 2 decimal places. Please note that the actual APR may differ.

3. Premium Instalment not entitled to other promotional offer in “Cash In Hand” Statement Instalment Programme and is limited to 12-month tenor. Terms and conditions of “Cash In Hand” Statement Instalment Programme apply. Please call our application hotline on 2211 1422 for details and application. (9 a.m. – 9 p.m. from Monday to Friday, 9 a.m. – 2 p.m. on Saturday (except public holidays)).

4. The 3X Bonus Points reward includes the basic Bonus Points.

5. This offer applies to retail transactions made at physical or online stores of merchants and service providers. The Bank of East Asia, Limited (the “Bank”) will classify all eligible spending according to the merchant codes as defined by Mastercard Asia/Pacific (Hong Kong) Limited, or the merchant’s or provider’s acquiring bank. Eligibility of such transactions will be determined by the Bank at its sole discretion.

6. Cardholders are required to register for the "BEA Days - 12% Cash Rebate for Mobile Payment & e-Wallet" to enjoy this offer. Please click here for more details.

Travel Rewards only apply to selected cardholders of a BEA World Mastercard who have registered for the BEA Mileage Reward, while BEA supplementary cards, BEA corporate cards and BEA AIA Credit Card are not applicable to this Travel Rewards. All Bonus Points earned from BEA AIA Credit Card is not applicable to Bonus Point Conversion into Asia Miles.