SmartPro Drive Insurance Promotion

Getting behind the wheel can be great fun as it takes you where you want to. Yet a happy ride will only be one that is smooth and safe with a suitable car insurance policy in place that gives you the right protection when needed.

SmartPro Drive Insurance offers all-round coverage, including 24/7 emergency assistance services, such as roadside repair, towing, and alternate vehicle arrangement. Additional benefits like key replacement, electric car charger damage and electric car charger third party liabilities protection are provided too, ensuring you stay worry-free and safely on the road.

Besides, the optional benefit of comprehensive coverage can be extended to Guangdong Province and the Macao Special Administrative Region, making it an essential choice for cross-border traveller.

Existing BEA Green Mortgage Plan customers can now even enjoy the following fantastic rewards when successfully enrol in a SmartPro Drive Insurance plan through BEA Insurance Services website or BEA Online by entering the Promo Code "GREENM50".

Offer: Supermarket e-Voucher Comprehensive Plan : HK$500 Supermarket e-Voucher Third Party Legal Liabilities Plan : HK$250 Supermarket e-Voucher Offer valid till 30/06/2026

• Cover various types of private motor car, including hybrid and electric

• Third Party Legal Liabilities up to HK$100,000,000

• Electric Car Charger Third Party Liabilities Protection covers up to HK$20,000,000 and Electric Car Charger Damage Protection covers up to HK$6,000
  
  • Encourage use of electric cars which are more environmentally friendly and sustainable

• Personal Accident to the Named Driver
  • Cover car accidents occurred to the named driver while driving, reimburse up to HK$200,000
• Nil Depreciation on Repairs
  • Nil depreciation on the spare parts requiring repair or replacement if the damage occurs within the first 6 years from the manufacture year of the insured motor car

• New for Old Replacement Vehicle
  • If the insured motor car sustains total loss, it will be replaced with one of the same make and model without deducting depreciation

• Windscreen Excess Waiver Benefit up to HK$10,000 per accident with an unlimited number of claims and provide more choice of designated motor vehicle windscreen repairers to enjoy cashless windscreen repairing service
• When the insured motor car is under repair after being immobilised due to an accident or being stolen, the insured can opt to arrange and cover rental expenses for an alternate vehicle up to HK$6,000 or the taxi fees incurred up to HK$3,000 (if alternate vehicle has not been requested)
• No Claim Discount (NCD) Protector
  • Offer the same NCD upon next renewal when the sum of all claims (after excess) does not exceed HK$75,000 or 20% of the sum insured (whichever is lesser)

• 24-Hour Emergency Roadside Assistance Services
  • Help arrange emergency roadside repair, towing and more

• Optional Benefit
  • Extended coverage for loss and damage to the motor car in Guangdong Province and the Macao Special Administrative Region

To learn more about the product details, please click here.

Terms and Conditions:

1. Existing BEA “Green Mortgage Plan” customers who enter the Promo Code “GREENM50” when successfully applying for SmartPro Drive Insurance plan through the Insurance Services website of The Bank of East Asia, Limited (“BEA”) or BEA Online between 1^st January, 2026 and 30^th June, 2026, both dates inclusive, with policy successfully issued (“Eligible Customer”) will receive the following exclusive offer (the “Offer”):

   SmartPro Drive Insurance Plan	Offer
   Comprehensive Plan	HK$500 Supermarket e-Voucher
   Third Party Legal Liabilities Plan	HK$250 Supermarket e-Voucher

2. The Offer is available while stock last.
3. The Offer cannot be enjoyed in conjunction with any other promotion or discount offers for the same insurance product, unless otherwise specified.
4. The Supermarket e-Voucher will be delivered to Eligible Customer by Blue Cross (Asia-Pacific) Insurance Limited ("Blue Cross") through email within 3 months from the application date.
5. The Offer is non-replaceable and cannot be exchanged for cash or other offers. Use of the Supermarket e-Voucher is bound by the terms and conditions issued by the related merchant. BEA and Blue Cross make no representation or guarantee as to the quality and availability of the products, services, or information provided by the related merchant. BEA and Blue Cross shall not be liable for any matters arising from or in connection with the Offer e-Voucher. Customers should direct any queries to the related merchants.
6. BEA and Blue Cross reserve the sole right to vary or cancel this Offer and/or amend or alter the terms and conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive.
7. This marketing material is for reference only. For details of the insurance plans, please refer to the relevant product leaflet. For the exact terms and conditions and the full list of exclusions, please refer to the policy.
8. Should there be any discrepancy between the English and Chinese versions of this marketing material and the terms and conditions, the English version shall apply and prevail.

SmartPro Drive Insurance is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (藍十字（亞太）保險有限公司) ("Blue Cross"), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited ("BEA") is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.

All insurance product information available in this email is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.