Hot Features
Make transfers in seconds

HK$10,000 or below
Make a free instant transfer1 through "Pay! (FPS)" in the BEA App using the recipient’s credentials (such as their mobile number).

Above HK$10,000
Make free transfers to any local bank accounts2 after setting your transaction limit in Cyberbanking3

Receive transfers instantly

Register for “FPS” in the BEA App to let others transfer you money using your mobile number or a QR code.

Pay bills anytime

Pay credit card, insurance, and phone bills anytime4 after setting your transaction limit in Cyberbanking3

Use the scanner in the BEA App to pay taxes, water bills, rates, and government rent by simply scanning the FPS QR code printed on your bill.1

View accounts and e-statements at a glance

Real-time account summary and recent transaction records

e-statements are available for up to 7 years in the past

Download the BEA App now

How to Log in to the BEA App
How to Log in to Cyberbanking

Existing All-in-One account customers can open an investment account through BEA Flash without visiting a branch.

You can manage all kinds of wealth products through the BEA App, including securities, unit trusts, linked deposits, etc., and make investment decisions anytime, anywhere

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Watch our “Market Outlook Video” to get helpful market analysis and make informed decisions


If you open an account through BEA Flash,

You need to provide your account number when you log in to the BEA App or Cyberbanking for the first time. This has been provided in another email with the subject heading “i-Welcome Kit”.

An ATM card will also be mailed to your correspondence address.


1. The total daily transaction limit is HK$10,000.

2. For fund transfers to non-registered payees, your total daily transaction limit is HK$50,000 or its equivalent. For fund transfers to registered payees, your total daily transaction limit is HK$500,000 or its equivalent.

3. i-Token must be activated in the BEA App first.

4. A bill payment will be registered on the next working day if the transaction is completed after the cut-off time on a working day, Sunday, public holiday, or when the Typhoon No.8 Signal or higher or Black Rainstorm warning is hoisted.

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Reference Number: CTMD-DIGIEDU-2022-01-ONB