BEA App – Small-value Transfers (FPS)

You can make easy payments to your friends or family of up to HK$10,000¹ per day through “Small-value Transfers (FPS)” ² in the BEA App.

Activation through Cyberbanking

Activation through the BEA App

"Pay" to Proxy ID / "Scan" QR Code

You can pay people through “Small-value Transfers (FPS)” using either the “Pay” or “Scan” function.

• Log in to the BEA App here

• Select Mobile Banking > Small-value Transfers (FPS)
• Select “Pay”

• Enter transaction details³

• Select “Next” to continue

•	Verify the details
•	Tick ☑ to agree the terms and conditions*
•	Select “Confirm” to continue

• Enter the One-time Password (OTP) sent to you*

• Select “Confirm” to complete the transaction

• Log in to the BEA App here

• Select Mobile Banking > Small-value Transfers (FPS)

•	Select “Scan”
•	Select your "Pay From" account and tick ☑ to agree the terms and conditions*
•	select “Next” to continue*

•	Enter the One-time Password (OTP) sent to you and “Confirm” *
•	With your device camera activated, scan the payee’s QR code

• Enter/edit the transaction amount³ (if needed)

• Select “Proceed” to complete the transaction

“Request” Payment from Others

•	Log in to the BEA App here
•	Select Mobile Banking > Small-value Transfers (FPS)
•	Select “Request”
	Notes:
	If you have registered for the FPS Addressing Service through an “FPS ID”, go to step 3.

• Select “Register FPS ID now”

• Complete the FPS Addressing registration through the “FPS ID”⁴
• Present your QR code to the payer

Remarks:

*	Applicable to first-time users only; otherwise, please skip to next step.
1.	You can click here to view the daily transaction limit for payments conducted through “Small-value Transfers (FPS)”.
2.	To make payment via Small-value Transfers, you must first activate the One-time Password. Click here to see how to activate the One-time Password.
3.	“Small-value Transfers (FPS)” supports HKD payments only.
4.	Click here to see how to register for the FPS Addressing Service through “FPS ID”.