The Bank of East Asia

Personal Banking

Preferential Time Deposits Interest Rate

Preferential Interest Rate  

Place a Time Deposit with designated amount of Eligible New Fund Balance / Existing Fund through BEA Online or BEA Mobile within service hours to enjoy the preferential interest rate according to the Time Deposit account type.


 "Eligible New Fund Balance" refers to the incremental balance when comparing the latest deposit balance (including Savings Accounts, Current Accounts and Time Deposits) with the balance of the same currency as of 15 calendar days ago, after deduction of the sum of principal amount the same currency which has been entitled to new fund offer of Time Deposit within the last 15 calendar days.


Online HKD Time Deposit Preferential Rates (% p.a.)

Tenor

SupremeGold Private
or
SupremeGold

Supreme

 BEA GOAL
or
Other Personal All-in-one Account

(In original currency of 10,000 or above)

(In original currency of 1,000 or above) 

New Fund / Existing Fund

3 Months

4.05 / 3.95

3.95 / 3.95

3.95 / 3.95

6 Months

3.95 / 3.85

3.85 / 3.85

3.85 / 3.85

12 Months

3.55 / 3.45

3.45 / 3.45

3.45 / 3.45


Online USD Time Deposit Preferential Rates (% p.a.)

Tenor

SupremeGold Private
or
SupremeGold

Supreme

 BEA GOAL
or
Other Personal All-in-one Account

(In original currency of 1,000 or above) 

New Fund / Existing Fund

3 Months

4.90 / 4.80

4.80 / 4.80

4.80 / 4.80

6 Months

4.55 / 4.45

4.45 / 4.45

4.45 / 4.45

12 Months

4.25 / 4.15

4.15 / 4.15

4.15 / 4.15

 

Cross-boundary Wealth Management Connect (Southbound) SupremeGold Exclusive Offer1, 2

Online RMB and USD Time Deposit Preferential Rates (% p.a.)

Tenor

Cross-boundary Wealth Management Connect (Southbound) SupremeGold

RMB

(In original currency of 10,000 or above)3  

USD

(In original currency of 1,400 or above)3  

New Fund

 New Fund

3 Months

6.00

8.00

6 Months

5.00

7.00

12 Months

4.00

6.50

 

*If the time deposit rate is the same for new fund and existing fund, please select "Existing Fund Deposit" at "Select Time Deposit" in BEA Online / BEA Mobile when you place time deposit.

These interest rates are quoted as of 2 Apr 2024. They are for reference only and not guaranteed. They are also subject to the relevant Terms and Conditions, please click here for details.

Remark:

1This offer is only applicable to Cross-boundary Wealth Management Connect (Southbound) SupremeGold Account.
2 This offer is valid from 13 Mar 2024 to 31 May 2024 (both days inclusive). Each customer can only enjoy this offer once only within this period.
3The maximum deposit amount of this offer is RMB 3,000,000 or its equivalent.

Service Hotline for Other Customers 2211 1333

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