Cyberbanking – Telegraphic Transfer & Direct Remittance

You can make telegraphic transfer to other overseas banks and direct remittance to BEA China / United Kingdom through Cyberbanking within your daily transaction limit1.

A.Activate Cyberbanking_First time LoginB.Transfers funds with FPS via BEA App

Telegraphic Transfer to Other Overseas Banks

  1. Log in to Cyberbanking
    Select Payments > Remittance
  2. Tick to the terms and conditions
    Select/enter the transaction details2
    Save a new template (optional)
    Select “Proceed” to continue
    Notes:
    Please ensure the beneficiary bank, intermediary bank (if any) and account details are accurate.
    The Bank Selling Rate for currency exchange (if any) is shown on the next page.
  3. Enter the One-time Password (OTP) sent to you and “Confirm
    Verify the transaction details
    Select “Confirm” to continue
  4. Your telegraphic transfer instruction is accepted
    You can enquire about the status of your telegraphic transfer instruction via "Enquiry3

Direct Remittance to BEA China / United Kingdom

  1. Log in to Cyberbanking
    Select Transfers > BEA
  2. Select China or United Kingdom
    Select/enter the transaction details
    Select “Proceed” to continue
    Notes:
    The Bank Selling Rate for currency exchange (if any) is shown on the next page.
  3. Enter the One-time Password (OTP) sent to you and “Confirm
    Verify the transaction details.
    Select “Confirm” to continue
  4. Your transaction is completed
Remarks:
1. To enable telegraphic transfers & direct remittances, please visit any BEA branch in person during business hours to activate “Fund Transfer to Non-registered Account” and “High-risk merchant payments” settings. You may view the Cyberbanking transaction limit here.
2. The minimum transaction amount when transferring funds overseas is HK$1,000, JPY10,000, or 100 in any other available currency.
3. Telegraphic Transfer Status
Received: The Bank has received your instruction.
Confirmed: The Bank has processed your instruction.
Rejected: The Bank has rejected your instruction.