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Cyberbanking – Telegraphic Transfer
& Direct Remittance

You can make telegraphic transfer to other overseas banks and direct remittance to BEA China / United Kingdom through Cyberbanking within your daily transaction limit1.

A.Activate Cyberbanking_First time LoginB.Transfers funds with FPS via BEA App

Telegraphic Transfer to Other Overseas Banks

  1. • Log in to Cyberbanking
    • Select Payments > Remittance
  2. • Tick the terms and acknowledgement
    • Select/enter the transaction and beneficiary details2,3
  3. • Use “Search Bank ” to easily find the beneficiary/intermediary bank
    • Save a new template (optional)
    • Select “Proceed” to continue4
  4. • Enter the One-time Password (OTP) sent to you and “Confirm”
    • Verify the transaction details
    • Select “Confirm” to continue
  5. • Your telegraphic transfer instruction is accepted
    • You can enquire about the status of your telegraphic transfer instruction via "Enquiry“5

Direct Remittance to BEA China / United Kingdom

  1. • Log in to Cyberbanking
    • Select Transfers > BEA
  2. • Select China or United Kingdom
    • Select/enter the transaction details
    • Select “Proceed”4 to continue
  3. • Enter the One-time Password (OTP) sent to you and “Confirm”
    • Verify the transaction details.
    • Select “Confirm” to continue
  4. • Your transaction is completed
Remarks:
1. To enable telegraphic transfers & direct remittances, please visit any BEA branch in person during business hours to activate “Fund Transfer to Non-registered Account” and “High-risk merchant payments” settings. You may view the Cyberbanking transaction limit here.
2. The minimum transaction amount when transferring funds overseas is HK$1,000, JPY10,000, or 100 in any other available currency.
3. To ensure timely and accurate delivery, applicant should ensure all beneficiary and account details are accurate to avoid unnecessary delay.
4. The Bank Selling Rate for currency exchange (if any) is shown on the next page.
5. Telegraphic Transfer Status
Received: The Bank has received your instruction.
Confirmed: The Bank has processed your instruction.
Rejected: The Bank has rejected your instruction.