Underwritten by Blue Cross (Asia-Pacific) Insurance Limited
You enjoy every minute of your golf game. However, an unforeseen accident can spoil your vacation. Golf insurance is a comprehensive protection plan which covers both you and your equipment against loss, theft, damage and accidents on the course. With this plan, you can free your mind and concentrate on giving it your best shot at any golf course or driving range in the world.
Most Comprehensive Coverage
Golf Insurance offers you the most suitable financial protection. The plan has the most comprehensive coverage in the market, including personal liability, personal accident, golf equipment and personal effects benefits, as well as special features like triple indemnity personal accident coverage, hospital cash and dental treatment benefit. In addition, provides exceptionally high protection limits, which assures that you are well covered.
Personal Liability Protection up to HK$10,000,000
All golfers run the risk of injuring other people or their property when on the golf course. No matter how good a player you are, you are liable for any injury or damage caused to third parties. This plan covers you up to a maximum limit of HK$10,000,000 for your personal negligence arising from playing golf.
24-hour Worldwide Personal Accident Protection
Golf Insurance provides you with 24-hour worldwide personal accident protection. Should you die or become seriously injured as a result of an accident, a lump sum benefit up to HK$500,000 will be paid. This plan is designed with three unique benefits to cover your needs:
- Double indemnity (up to HK$1,000,000) for accidental death and Triple indemnity (up to HK$1,500,000) in the event of accidental death due to lightning strike.
- Daily hospital cash benefit from HK$1,000 up to HK$30,000 per year will be paid for your hospitalisation.
- Dental treatment up to a maximum of HK$10,000 will be reimbursed if treatment is necessary as a result of injury to your teeth.
Your Golf Equipment & Personal Effects are fully covered all around the world
To assure you that every golf vacation will be worry-free, this plan covers the loss of or damage to valuable golf equipment or other personal effects belonging to you up to a maximum limit of HK$40,000 and HK$10,000 respectively.
To celebrate the achievement of “Hole-In-One”
Golf Insurance covers you in both good and bad times. To congratulate you for scoring a “hole –in-one”, this plan will also reimburse you for the expenses incurred in celebrating this accomplishment with your friends up to HK$10,000 per event (HK$30,000 per year).
| Coverage | Maximum Limits (HK$) |
|---|---|
| Personal Liability | |
| This covers against legal liability for third party bodily injury or property damage whilst playing or practising golf at any recognised golf course/driving range. | 10,000,000 |
| Personal Accident | |
| 1.24-Hour Worldwide Personal Accident Cover# -For accidental death or permanent total disablement (loss of one or more limbs or eyes) | 500,000 |
| 2.Double Indemnity (accidental death only) -The amount payable shall be doubled for accidental death whilst playing or practising golf at any recognised golf course/driving range. | 1,000,000 |
| 3.Triple Indemnity (accidental death due to lightning strike) -The amount payable shall be tripled for accidental death due to lightning strike whilst playing golf at any recognised golf course/driving range. | 1,500,000 |
| Hospital Cash Benefit | |
| Provide a daily cash benefit in the event of suffering from accidental bodily injury whilst playing golf at any recognised golf course/driving range and is hospitalisation for medical treatment. | 30,000/year (1,000/day) |
| Dental Treatment Benefit | |
| This covers the cost of dental treatment necessarily incurred as a result of accidental injury caused by a direct blow from any person whilst playing golf at any recognised golf course/driving range. Dental treatment must be performed within 7 days after the related accident. | 10,000 |
| Golf Equipment | |
| This covers accidental loss of or damage to golf equipment belonging to you whilst in transit to/from or whilst playing/practising golf at any recognised golf club/golf course/driving range. (Maximum HK$5,000 per article for driver/fairway wood, and HK$2,500 per article for iron/putter) | 40,000 |
| Personal Effects | |
| This covers accidental loss of or damage to personal effects due to fire or theft whilst such property is contained at any recognised golf club/golf course/driving range.(Maximum HK$2,000 per article) | 10,000 |
| Hole-In-One | |
| This benefit reimburses the hospitality expenses incurred as a result of scoring a "hole-in-one" whilst playing at any recognised golf course. Provided the hospitality should be held within 30 days after the Insured scoring the "hole-in-one".(Maximum HK$10,000 per event) | 30,000 |
| Golf Assistance Services | |
| 1.Golf course referral & booking assistance 2.Arrangement of emergency medical evacuation | Advisory Service Only |
#This benefit shall not apply to any person in performing duties as a member of disciplinary forces, air crews, ship crews, manual workers, or professional sportsmen.
Comprehensive Family Protection
The comprehensive protection offered by Golf Insurance can be extended to your family at a small additional cost. So you and your family members can enjoy playing golf with total peace of mind.
Enrolment is Simple and Easy
To enroll, simply call the BEA Insurance Enrolment Hotline on 2211 1322 or submit your application at any BEA branch. To ensure your total satisfaction, we offer a 15-day policy review period. If you are not satisfied with this policy for whatever reason, within this period, simply return the policy to us for cancellation. We will refund 100% of the premiums that you have paid, provide that no claims have been made.
Blue Cross Customer Service Hotline 2839 6377
This webpage is for reference only. Please refer to the policy for the exact terms and conditions and the full list of policy exclusions. Should there be any discrepancy between the English and the Chinese versions of this material, the English version shall apply and prevail. All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.
The insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”), a subsidiary of AIA Group Limited. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. The insurance plan is a product of Blue Cross but not BEA. All benefits payable under the insurance plan are subject to the credit risk of Blue Cross.
In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer.
BEA’s sales staff (including direct sales staff and authorised agents) are remunerated not only based on their financial performance, but also according to a range of other factors, including their adherence to best practices and their dedication to serving customers’ interests.
Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of AIA Group Limited. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees.
