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BEA Credit Card
BEA Credit Card
Please select your preferred welcome gifts / credit card products:
Welcome Gift# - OTO Momi Sofa (MS-1280), 20-inch Stylish Tri-foldable Bike, Dimenzió Coffee Maker (PS12031), Up to HK$80,000 Interest-free Cash Instalment and agnès b. DÉLICES Étoile et Chocolat Gift Set.
1. The welcome gifts are only available to customers who have not held a principal BEA Credit Card (excluding the BEA Corporate Card and all co-branded/affinity cards and supplementary card) in the past 6 months.
2. Your choice of welcome gift cannot be changed once confirmed
BEA CUP Dual Currency PLATINUM Credit Card
# To qualify for a welcome gift, the New Cardholder is required to spend at least HK$4,500 (To redeem OTO Momi Sofa (MS-1280) by 12 monthly instalments of HK$330 or the Dimenzió Coffee Maker (PS12031)) or HK$6,500 (for the 20 inch Stylish Tri-Foldable Bike) and HK$/CNY1,000 (1HKD = 1RMB) (for the agnès b. DÉLICES Étoile et Chocolat Gift Set) on local/overseas retail purchases and/or cash advances with his/her BEA Visa Card/MasterCard and BEA UnionPay Dual Currency Credit Card respectively within 2 months from the date of card issuance (the "Spending Period").
If the New BEA Visa Card/ MasterCard Cardholder opts for the "Up to HK$80,000 Interest-free Cash Instalment Plan" as a welcome gift, no spending requirement is applicable. The one-off handling fee for every HK$10,000 interest-free cash instalment approved amount is HK$100 and the Annualised Percentage Rate ("APR") is 1.87% (based on a 12-month repayment period). The minimum interest-free cash instalment approved amount is HK$3,000. For an approved amount of less than HK$10,000, BEA will levy a one-off handling fee of HK$100. The APR is calculated according to the method set out in the Code of Banking Practice and is rounded to the nearest 2 decimal places. The APR quoted is for reference only and the actual APR and monthly repayments may differ.
Supplementary card spending which will be combined with the spending made by the relevant principal card. All product information, prices, and photos shown are for reference only.
Please refer to the programme terms and conditions for details.
1. The minimum annual income of the applicant must be HK$40,000 or above. You will be assigned a credit card type based on your credit limit as granted by BEA.
2. All customers are entitled to an annual fee waiver for the first 2 years. A perpetual annual fee waiver will be granted to principal cardholders who maintain a valid designated BEA account (designated accounts include all deposit accounts, mortgage loans, consumer loans, and MPF accounts). The annual fee waiver will also apply to all relevant supplementary cards.
3. The annual fees of principal card are as follows: BEA UnionPay Dual Currency PLATINUM Credit Card (HK$600), Visa PLATINUM/PLATINUM MasterCard (HK$1,500), and Visa Classic/Classic MasterCard (HK$300).
4. BEA may refuse to approve your application and reserves the right to issue BEA UnionPay Dual Currency PLATINUM Credit Card to you in light of your individual circumstances.
5. BEA reserves the sole right to approve or decline any BEA Credit Card application.