The Bank of East Asia

Personal Banking

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Tax Season Loan

Key Facts Statement/Schedule of Fees and Charges

Apply for a Tax Season Loan successfully on or before 29th April, 2021 to enjoy the following offers:

  • Up to a HK$6,400 rebate for successfully applying online
  • Guaranteed APR 1.78%
  • 0% arrangement fee
  • Repayment period of up to 60 months
  • Loan amount of up to 12 times your basic monthly salary (maximum HK$3,000,000)

Tax Season Loan Offer for Selected customers - Interest Rate & Monthly Repayment Table



1. The Annualised Percentage Rate ("APR") 1.78% is calculated as for a loan amount of HK$50,000 or above, with a monthly flat rate of 0.08%, and a repayment period of 12 months.

2.. APR as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver. The APR is for reference only. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail. Please note that the APR stated in the loan confirmation letter will not include any cash rebate.

3. The repayment period for the Tax Season Loan is either 12 or 24 months and the loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$3,000,000). The repayment period for the Instalment Loan is either 36, 48, or 60 months and the loan amount can be up to 12 times the applicant’s basic monthly salary (maximum HK$1,200,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.

4. The monthly instalment is calculated according to every HK$10,000 in the total loan amount.

5. If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.


Terms and Conditions

Apply online Submit Documents Now


Application Hotline:2211 1438

10:00 a.m. to 6:00 p.m. (Monday to Friday)
10:00 a.m. to 2:00 p.m. (Saturday)(except public holidays)



  • APR from 1.78% to 20.37%
  • Repayment period from 12 to 60 months



To borrow or not borrow? Borrow only if you can repay!
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