The Bank of East Asia

Personal Banking

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Tax Season Loan

Key Facts Statement/Schedule of Fees and Charges 

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Apply for a Tax Season Loan successfully to enjoy the following offers:

Fixed monthly flat rate of 0.25%

Loan amount of up to 16 times 

your basic monthly salary

(maximum HK$4,000,000)

0% arrangement fee

Repayment period of up to 60 months

Tax Season Loan Offer - Interest Rate & Monthly Repayment Table



1. The Annualised Percentage Rate ("APR") as shown is calculated according to the standard method set out in the Code of Banking Practice and is rounded up or down to the nearest 2 decimal places, and includes the full arrangement fee waiver. The APR is for reference only. Please note that the APR stated in the loan confirmation letter will not include any cash rebate. Actual APRs and monthly repayments may differ, and the details stated in the loan confirmation letter shall prevail.
2. The repayment period for the Tax Season Loan is either 12 or 24 months and the loan amount can be up to 16 times the applicant’s basic monthly salary (maximum HK$4,000,000). The repayment period for the Instalment Loan is either 36, 48, or 60 months and the loan amount can be up to 16 times the applicant’s basic monthly salary (maximum HK$2,000,000). The final approved loan amount, based on a multiple of the applicant’s monthly salary, is subject to change in accordance with individual circumstances.
3. If the requested loan amount is approved in full, The Bank of East Asia, Limited will not notify the applicant. The Loan amount will be credited to the applicant’s designated bank account directly.



Terms and Conditions

         Apply Now  Submit Documents Now


Application Hotline:2211 1438

Monday to Friday 10 a.m. to 6 p.m. 
Saturday 10 a.m. to 2 p.m. (except public holidays)



  • APR from 5.63% to 20.15%
  • Repayment period from 12 to 60 months


Reminders about Responsible Borrowing

  • You should have a clear understanding of your financial condition, daily expenses, and actual borrowing needs.
  • should assess your repayment ability and avoid over-borrowing.
  • You should repay any outstanding balance on time to avoid late payment charges and additional overdue interest.
  • To borrow or not to borrow? Borrow only if you can repay!


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To borrow or not borrow? Borrow only if you can repay!
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