The Bank of East Asia

Insurance & MPF Services

ProMedical Insurance (Job Changer Medical Protection Version) Promotion


      ProMedical Insurance (Job Changer Medical Protection Version) Promotion      

From now on you can enjoy a 20% premium discount (“Premium Discount”) when you enrol ProMedical Insurance (Job Changer Medical Protection Version) online.

Terms and Conditions and Important Note:
  1. To qualify for the Premium Discount, customers must submit ProMedical Insurance (Job Changer Medical Protection Version) applications through Cyberbanking of The Bank of East Asia, Limited (“BEA”) and the relevant policy must be successfully issued by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”).
  2. The Premium Discount cannot be redeemed for cash and is non-replaceable, non-refundable, and non-returnable. 
  3. The Premium Discount cannot be enjoyed in conjunction with any other promotional offers for this insurance plan, unless otherwise specified. 
  4. Customers will only receive a refund of the paid premium (not including the amount of Premium Discount) and paid levy if they cancel their policies within the cooling off period.
  5. BEA and Blue Cross reserve the sole right to vary or cancel this promotional programme and/or amend or alter these Terms and Conditions at any time without prior notice. In the event of any dispute, the decision of BEA and Blue Cross shall be final and conclusive. 
  6. This marketing material is for reference only. For details of the insurance plan, please refer to the relevant product factsheet. For the exact terms and conditions of the insurance plan and the full list of exclusions, please refer to the policy.
  7. Should there be any discrepancy between the English and the Chinese versions of this marketing material, the terms and conditions and other important notes, the English version shall apply and prevail.
  8. No e-Dollars can be earned for application of ProMedical Insurance (Job Changer Medical Protection Version).


This insurance plan is underwritten by Blue Cross (Asia-Pacific) Insurance Limited (“Blue Cross”), a member of the BEA Group. The Bank of East Asia, Limited (“BEA”) is an appointed insurance agency of Blue Cross. This insurance plan is a product of Blue Cross but not BEA. All benefits payable under this insurance plan are subject to the credit risk of Blue Cross.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between BEA and the customer out of the selling process or processing of the related transaction, BEA is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved between Blue Cross and the customer directly.

Blue Cross (Asia-Pacific) Insurance Limited is a subsidiary of The Bank of East Asia, Limited and a member of the BEA Group. It is not affiliated with or related in any way to Blue Cross and Blue Shield Association or any of its affiliates or licensees. 

All insurance product information available on this website is not and shall not be construed as an offer to sell or a provision of insurance products to any person in any jurisdiction outside Hong Kong or a solicitation to such person to buy insurance products.

The Insurance Authority will collect a levy on insurance premiums from policyholders through Blue Cross in accordance with the law. For further information about the levy imposed by the Insurance Authority, please click here or call the BEA Insurance Services Hotline.


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