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For information of our insurance services, please visit the insurance section of Cyberbanking website or call our BEA Insurance Service Hotline (852) 3608 2928.
BEA Life Insurance Series
Endowment Products
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Valuable Savings Insurance
Valuable Savings Insurance is a 10 years (with single premium payment mode) saving and insurance plan, which allows you to have a better control over your finances. When the plan matures, you will receive not only a lump sum equal to the sum insured, but also a guaranteed cash bonus and accumulated dividends, that allow you reaching towards your saving goals.
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Single Premium Savings Insurance
In order to help you to determine the right direction in your financial planning and achieve your targets at different stages in your life, BEA "Single Premium Savings Insurance" is the perfect solution for you to grow and safeguard your wealth. This is an eight-year saving endowment plan. Not only that, but you can also enrol the plan with guaranteed acceptance.
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Elder Savings Insurance
To gain a better return on the capital invested while securing hard-earned savings is the top priority of most older adults in their financial planning. BEA "Elder Savings Insurance" is the perfect way to both grow and safeguard your wealth. This is an eight-year saving endowment plan. Furthermore, no medical examination or medical declaration is required.
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Target Savings Insurance
Target Savings Insurance is the ideal way to truly make your money work for you. With a flexible, short-term premium payment period, high potential return on savings, and comprehensive protection, Target Savings Insurance is the solution you can count on to protect your well being today and your financial future tomorrow.
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Wealth Builder Savings Insurance
Wealth Builder Savings Insurance provides comprehensive protection and a rewarding savings including guaranteed cash bonuses, accumulated dividends and total cash value. To give you a better control over your savings, two protection periods are available to choose while payment period is limited to 6 years only.
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Education Savings Insurance
As a parent, you want to provide your child with the best opportunities to grow and develop. A quality education is essential for your child, but with the increasing costs of education, considerable financial resources and early planning are necessary. By enrolling in Education Savings Insurance, you can be confident of having the financial resources you need to provide for your child's better study opportunities. |
Whole Life Products
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Happy 100 Insurance
Provides lifetime protection as well as potentially high savings returns to ensure you and your family have the protection you need over the years. With a flexible premium payment term of 10 years, or until you reach the age of 65 or 100, you will be entitled to a guaranteed cash value and accumulated dividends. You may also enroll in other optional riders to further safeguard your family.
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QuickPay Whole Life Insurance
With QuickPay Whole Life Insurance, customers can enjoy life protection up to age of 100 with only 4 years level premium payment. To strive for higher cash value, customers can receive an annual Guaranteed Cash Bonus equal to 3.83% of total premium paid for the first 10 policy years. Afterwards, customers shall enjoy Special Dividend and Dividend to achieve higher cash value.
With the new single premium payment mode, you are only required to pay the premium once. It allows you to have a better arrangement in your financial planning.
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Dear Lady Insurance
This plan will take care of all modern women's needs by providing comprehensive protection on death, critical illness and other common female sickness, as well as high savings.
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Elder Plus Insurance
With Elder Plus Insurance, you can enjoy the protection you need as a matured adult and help to ensure that your loved ones will not be faced with any unnecessary burdens. It provides you with complete and comprehensive care including lifetime protection, terminal illness benefit, saving return and free medical check-up for your peace of mind. |
Annuity Products
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Secure Retirement Insurance
"Secure Retirement Insurance" enables you to enjoy positive return over time and you will receive guaranteed monthly income after retirement. With our comprehensive, affordable insurance plan, you can have a comfortable and carefree retirement life. |
Term Life Products
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10-Year Term Life Insurance
The plan provides you with a comprehensive coverage, including Death Benefit, Accidental Death and Dismemberment Benefit, Terminal Illness Benefit and Waiver of Premium. Once the policy is approved, the premium is guaranteed to level for 10 years.
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Happy Term Insurance
A simple-term life insurance plan that is designed to put your mind at ease. This plan provides maximum protection at an economical price so you don't need to bear any additional financial burden.
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Critical Illness Insurance
This plan provides a comprehensive protection against 34 critical illnesses. In addition to the critical illness coverage, this plan also offers you monthly income and disability protection, which helps you and your family get through difficult time.
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Happy Mortgage Life Insurance
Gives you the protection you need to insure your mortgage. In the event of misfortune, this plan will pay off your mortgage balance and enable you and your family to remain in your new home.
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Refundable Premium Term Life Insurance
You can apply the Refundable Premium Term Life Insurance through Cyberbanking at anytime you want and get instant approval once the application is processed successfully. It is so simple to show your care to the one you loved. Furthermore, all the premium paid will be refunded to you at the maturity of the plan if no claim is made.
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Additional Riders
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Hospitalization and Surgical Benefits Rider
Offers you coverage on a wide range of medical expenses to help ease the financial stress caused by costly medical bills. |
General Insurance
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Hospital Medical Insurance
"Hospital Medical Insurance" provides you and your loved ones with the protection you need when confronted by sudden accident or illness. With our comprehensive and affordable insurance plan, you can ensure your family's health and happiness, now and throughout life. |
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Superior Medical Insurance
"Superior Medical Insurance" ensures you and your loved ones can receive the quality of care that you need and expect. With the ever-increasing costs of treatment, it makes perfect sense for you to select this plan. You can then enjoy comprehensive medical coverage, 24 hours a day, anywhere in the world. |
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Hospital Cash Protection Plan
In order to protect you and your family from unexpected financial burdens due to hospitalisation, "Hospital Cash Protection Plan" provides you with daily cash on top of the benefits you receive from other medical insurance plans. Not only that, but you are also free to use your cash as you wish. |
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Outpatient Medical Insurance
This plan helps you better manage your personal health care and eases your financial stress caused by unexpected medical bills. By just paying an affordable amount of premium, you can enjoy unlimited visits on accessing professional and quality general outpatient services from our network doctors without worries. |
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Travel Protection Insurance
Although travelling for business or pleasure can be exciting, it is important to remember that accidents often occur when you least them to. That's why comprehensive coverage is vital before you embark on any journey. With Travel Protection Insurance, you will receive immediate assistance and ample protection against unforeseen losses or expenses at every stage of your trip. Enjoy your travels and complete peace of mind with Travel Protection Insurance. |
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Annual Travel Insurance / Annual China Travel Insurance
The plans covering unlimited number of trips per year and providing you with comprehensive travel insurance protection such as personal accident, medical expenses, 24 hours emergency services, hospital cash allowance, baggage, personal liability, travel delay, etc. You can always enjoy a worry-free travel. |
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China Access Pass
The plan provides you with year-round comprehensive protection and emergency assistance services while you are travelling in Mainland China. You can enjoy a worry-free trip with our "China Emergency Medpass Card". |
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Domestic Helper Insurance
As an employer, you are liable to cover your domestic helper under the Employees Compensation Ordinance and to pay the medical expenses of your domestic helper in case he/she is sick or is injured in an accident. This plan serves to shoulder your burden being an employer of domestic helpers in Hong Kong. |
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Household Insurance
This plan offers you a full protection for your household contents, personal belongings and your family members. |
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Personal Accident Insurance
This plan ensures you and your family with extra peace of mind and offers an attractive low premium coverage, 24 hours a day and year around worldwide protection against risks; such as Chinese Bonesetter Expenses, Hospital Cash Benefit, Accident Medical Expenses etc. |
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Golf Insurance
"Golf Insurance" is a comprehensive protection plan which covers both you and your equipment against loss, theft, damage and accidents on the course. With this plan, you can free your mind and concentrate in giving your best shot at any golf course or driving range over the world. |
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