Loan amount can be up to 90%#
	Preferential mortgage rate
	Repayment term up to 30 years
	Flexible repayment methods
	Full waiver of valuation fee

#	Loan ratio over 70% and up to 90% will only be offered to mortgage loan under HKMC's Mortgage Insurance Programme or Top Up Loan Programme

For loan application, please bring along your Hong Kong Identity Card, income proof and information of the property to any of our branches or Property Loans Department