Security

Advanced Security Protection

BEA is dedicated to providing you with the highest level of security possible, so you can conduct your banking online with total peace of mind. To ensure your optimal protection and satisfaction, Cyberbanking offers security features that are technologically advanced and extremely easy to use.

Additional verification for designated transactions 

You are required to use either a one-time password or digital certificate to conduct the following transactions:

	Fund transfers to non-registered BEA accounts in Hong Kong or China
	Fund transfers to non-registered accounts at other local banks in Hong Kong through CHATS or Electronic Clearing
	Bill payments to merchants under the "Banking & Credit Card Services", "Credit Services", and "Securities Trading" categories, as well as payments to the Hong Kong Jockey Club
	Set up of scheduled instructions or templates for the above-mentioned transactions
	Any new transaction types prescribed by the BEA from time to time

1.One-time password

An SMS containing a one-time password will be sent to your registered mobile phone when you perform a designated transaction. To complete the transaction, simply enter the one-time password on the Cyberbanking webpage.

2.Digital certificate

Alternatively, you can complete a designated transaction by using a digital certificate stored on your Hong Kong Smart ID Card or USB token.

Moving Number Keypad

An alphanumeric PIN, which consists of a combination of numbers and letters, and a moving number keypad - further ensures your ongoing security.