1.	Demand Draft
2.	Incoming Payment Advice
3.	Purchase of Foreign Currency Cheques
4.	Cheques Sent for Collection

		A cheque payable to particular beneficiary drawn on our Bank
		An inexpensive and simple method of funds transfer

		Money is remitted from overseas countries to Hong Kong by Mail Transfer or Telegraphic Transfer with details for payment
		A secure and convenient way to collect funds from abroad

		Travellers cheques, bank drafts or money orders may be purchased and credited into account at branch manager's discretion
		Usually the funds will be available only after a certain period (upon clearance of cheque)
		To enable encashment of travellers cheques or first class bank drafts with minimum formalities
		To facilitate customers to draw against their own foreign currency account abroad

		Cheques not purchased by us will be sent for collection and charges will be levied for service rendered
		Customer's account will be credited with the net proceeds upon receipt of payment
		An inexpensive method for the customer to obtain the fund due to him