1.	Current Account
2.	Savings Account
3.	Fixed Deposit
4.	Call Deposit
5.	Large Amount Time Deposit
6.	Passbook Gold Account

	Deposit and encash cheques at all local branches
	Clearing cheque deposits presented to Clearing House on the same working day
	Detailed monthly account statements
	Personalized cheque books

	Initial deposit only HK$10
	Interest credited to account half-yearly
	Deposit and withdraw at all local branches
	Transaction details recorded on passbook
	No-book deposits accepted

	Minimum deposit HK$1,000
	Fixed interest rate for specific periods
	Higher return than Savings Account
	Variety of deposit terms from one week up to 5 years

	24 hours or 7 days call
	Minimum deposits HK$50,000 and HK$1,000 respectively
	Interest calculated on daily basis

	Minimum deposit HK$400,000
	Variety of deposit terms
	Higher interest yield

	Fully backed by physical gold
	99% pure gold in tael
	No physical gold delivery involved in purchases and sales
	No security, insurance and storage problems
	Gold is bought and sold in quantities of 1 tael or multiples thereof
	Gold transactions can be made through our Cyberbanking - Phone or any of our branches
	No hidden charges. Transactions are effected solely through the purchase or sale price as quoted by the Bank
	All gold transactions are recorded in a Gold Account passbook
	Minimum deposit required for opening a Passbook Gold Account is 1 tael
	Transaction hours:
	Monday - Friday	10:00 a.m. - 4:30 p.m.
	Saturday	10:00 a.m. - 11:45 a.m.