Frequently Asked Questions

How to set up the Personal Contribution Account?
Please complete the "Member - Participation Agreement (Personal Contribution Account" (TR128) to open your account.

May I make additional lump sum contribution at anytime?
Yes. You may make additional lump sum contribution at anytime after setting up the PCA account. Simply complete the "Member - Irregular Contribution Form" (TR133) and send it to us with cheque.

How can I terminate or change the Personal Contribution Account?
You can terminate or change your PCA at anytime. You can complete the "Member - Termination Notice" (TR132) for termination and "Member - Change of Details" (TR131) for change of personal details.

May I withdraw the benefits under the Personal Contribution Account at anytime?
Yes. You can withdraw the benefits no less than HKD5,000 at anytime. All benefits has to be withdrawn if the account is less than HKD5,000. There is no handling charges.

How can I withdraw the benefits from the Personal Contribution Account?
You can simply complete the "Member - Partial Withdrawal Form" (TR134).

May I make contribution by direct debit from other banks?
No. You can only make contribution through direct debit from BEA.

May I make contribution by cash?
No. You can only make contribution by cheque, direct debit or through Cyberbanking.

May I open the Personal Contribution Account under BEA even though I don't have any account under BEA (MPF) scheme?
Yes. You can complete the "Member - Participation Agreement (Personal Contribution Account)" (TR128) to open your account.