Commercial Lending

Over the years, our Bank has built a strong reputation for providing full financial support to our customers, helping to nurture successful businesses. We value you as our business partner, and we are able to arrange property mortgages and working capital finance, in addition to providing a complete range of import and export trade financing to meet your business needs.

	Issuing of all types of documentary credits
	Trust receipts
	Shipping guarantees
	Packing loans
	Import and export invoice financing
	Negotiating of bills under documentary credit
	Import and export bills collection
	D/A and D/P advances
	Term Loans
	Mortgages
	Working capital finance
	Documentary credit advice
	Confirmation of documentary credit
	Transfer Letters of Credit
	Chinese Yuan Non-Deliverable Forward Contracts
	RMB Trade Settlement Services
	Factoring
	Export financing under ECIC
	SME loans
	Corporate tax loans

Dedicated business managers provide personalized services

As a customer of our Bank, you will be assigned a personal business manager, dedicated to providing the banking services you need to run your business effectively. No need to deal with different managers in different departments - your personal business manager will handle all the details.

Extensive network enhances convenience

Our extensive local network of over 100 branches and SupremeGold Centres as well as a conveniently located trade services centre in Kwun Tong provide easy access to our services. You may choose to tender and pick up your documents at any of our branches, as our internal courier service ensures timely delivery of your trade documents to our trade services centre for processing.

Our overseas branches and representative offices, located in major cities and financial centres around the world, together with our well established global correspondent network, provide you with the most efficient trade services and the most up-to-date information on the global market.

Electronic banking service improves efficiency

A personal computer is your gateway to our advanced electronic banking service. Corporate Cyberbanking, allows you to make L/C applications and amendments, account inquiries, and fund transfer from your office or on the road.

Competitive pricing

We offer very competitive foreign exchange rates, bills charges and interest rates.

Key Contact:

	Enquiry Hotlines:	(852) 3608 0628 or (852) 3608 0638
	Enquiry E-mail:	LCLD@hkbea.com