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Home > Corporate Banking > Asset Based Finance > Business Ready Cash

Business Ready Cash

Creating the ideal blend of loan features to suit your tastes & needs

Our team of seasoned corporate banking professionals is ready to stand by your side, every step of the way, and to provide you with the right financial solution at the right time.

To help facilitate your business expansion and further streamline your cash flow, we now offer Business Ready Cash. With our simple loan application procedure and quick approval process, you can receive funding in no time at all.

Loan Features and Privileges

* Quick approval process, with the result of your application ready within 3 days
* No collateral or financial report required
* Loan amounts up to HK$500,000
* Term loans or standby overdrafts also available

(1) Term Loans

* Interest rates as low as 0.55% flat per month
* Loan tenors up to 24 months
* Privileged handling fee

(2) Standby Overdrafts

* Revolving in nature - no need to apply for a loan each time
* Interest rate is calculated according to the actual amount drawn

Documents Required for Application

* Business Registration Certificate
* Certificate of Incorporation (if the applicant is a corporation)
* Bank statements from a major bank for the past 6 months
* Proof of identity (HKID card) and address of all sole proprietor / directors / shareholders / partners of the applicant company
* Licence / Permit of concerning industry (if any)

Apply Now


For details, please visit your nearest BEA location. With over 120 branches and SupremeGold Centres, BEA operates one of the largest banking networks in Hong Kong.

phone Enquiry Hotline: 2211 1338 / 3608 1220  Website: www.hkbea.com